FAQs

Why should I apply with Line Of Credit Loan?
We are one of the best loan arrangers in the industry. We arrange loans in tune with the borrowers’ needs and circumstances. No matter how precarious your financial status is, we will definitely bring an attractive loan deal for you in the shortest possible duration.

Is it okay if I make an application during the weekends?
Sure. We accept and process applications without break. Hence, you can apply successfully on weekends and receive loan deals at the fastest speed through us.

Due to unavoidable circumstances, I no longer hold ownership of any asset. Can I apply for the cash assistance now?
Definitely. Do not have any apprehensions regarding your eligibility. The loan deals that we negotiate for our borrowers are in unsecured form. Therefore, our borrowers do not need to pledge collateral, and they get approval even if they do not own any asset.

I have foreclosure and missed payments in my credit report. Am I eligible for the loans?
Yes, of course you are. Your eligibility for our loan services does not get affected at all even when you have poor credit ratings in your credit report. At Line Of Credit Loan, the credit score of the borrower does not matter. We welcome all type of credit borrowers readily.

I need cash urgently. Can you get quick approval for me?
Undoubtedly yes. We are always in touch with our lenders. Hence, getting approvals for our clients in the shortest possible time is not a big deal for us. You will receive an approval within a few hours for sure.

Kindly explain the application procedure for the loans.
You can apply for our loans on our website. Browse to the Apply page and use the online application form. You only have to enter your basic details and then, click Submit. We will get the form instantly.

How much need I pay towards application fee?
Nothing. We do not charge any money from our borrowers in any form. Hence, apply for free of cost.

Do I have to submit any paper along with the form?
Not at all. We do not require any document from you when you apply.

Do not pay any lender or broker an upfront fee to process your loan application.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

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